FREE PAYCHECK CALCULATOR

Estimate take-home pay, then put it on the calendar.

Free to use with no account and no sign-in. Enter one normal pay period below to estimate federal and state withholding, Social Security, Medicare, overtime, 401(k), and deductions.

Calculate my take-home What it estimates

Paycheck calculator

2026 tax year

Saved only on this device. Nothing is sent to CashWeeks.

Pay setup

Enter one normal pay period.

Hourly rate Pay frequency Regular hours Overtime hours Overtime multiplier Bonus / other earnings

Taxes & deductions

Use your W-4 and recent paystub for the closest estimate.

Federal filing status Qualifying children under 17$2,200 each on the 2026 W-4 Other dependents$500 each on the 2026 W-4 Other W-4 credits, annual Other annual income W-4 deductions, annual Additional federal / check W-4 Step 2(c): two jobs / spouse works Apply the 2026 qualified overtime deduction Work state Paystub override rateLeave blank to use 2026 state brackets.

Pre-tax deductions / check

Post-tax deductions / check

Pre-tax deduction also reduces FICA wages Prior YTD Social Security wages Paychecks already received this year

Retirement / 401(k)

Employee deferral and optional employer match for this paycheck.

Contribution type

Your contribution Percent of eligible gross pay. Eligible pay is this paycheck’s regular earnings plus overtime and bonus. CashWeeks cannot apply your employer’s plan rules. Employer offers 401(k) match

The match is extra compensation. It never reduces take-home or taxable wages.

Save on this device

Keep this setup in your browser only.

WHAT YOU CAN ESTIMATE

Hourly or salaried take-home for one pay period.

Enter a normal pay period, overtime hours, filing status, dependents, work state, and pre-tax or post-tax deductions. The calculator estimates federal withholding from 2026 W-4 inputs, plus Social Security, Medicare, and published 2026 state income-tax brackets. You can override the state rate from a recent paystub when you want a closer match.

OVERTIME AND TIMING

See what extra hours may add before payday.

Add overtime hours and a multiplier to compare a regular check with one that includes extra hours. With a free CashWeeks account, you can save the scenario or add the expected deposit to the calendar so bills and income share the same week view.

ESTIMATE, NOT PAYROLL ADVICE

Use it to plan, then confirm with your paystub.

Employer withholding, local taxes, credits, and rounding can differ from the estimate. CashWeeks is a planning tool, not a payroll, tax, or financial-advisory service. Run the calculator above against your own W-4 and paystub.

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